2012 ©
             Publication
Journal Publication
Research Title INSURANCE PRODUCT THAT ARE APPROPRIATE FOR LIFESTYLE CHARACTERISTICS WITH DIFFERENT AGE GROUPS 
Date of Distribution 27 October 2018 
Conference
     Title of the Conference International Conference on Economics Finance and Accounting 
     Organiser Academicsera 
     Conference Place Japan 
     Province/State Osaka 
     Conference Date 27 October 2018 
     To 28 October 2018 
Proceeding Paper
     Volume 33 
     Issue
     Page 9-14 
     Editors/edition/publisher  
     Abstract The objective of this research is to study the behavior and lifestyle characteristics with different risk and study the problems and obstacles in life that each age group is facing. To find the type of life insurance that is appropriate for people in each age group. The samples of investigation are 400 of Thai people living in Udon-thani province by using questionnaire as an investigation tool and distributed randomly using quota sampling technique. The results showed that the samples can be classified into 3 groups. By conducting K-Mean Cluster analysis with Euclidean Distance including, Group 1 is beginning to enter retirement age and the elderly, Group 2 is entering the working age and Group 3 is middle age. Analysis result of the standard mean of the variables that Group 1 has behaviors and factors that affect risk of health, the problems and obstacles are related to health and problems with income and liabilities. Group 2 has risk factors in the work done and health risk behaviors, the problem and obstacles in life are high income makes it taxable and nothing is deductible. Group 3 has behavioral and risk factors for car accident, the problem is the medical treatment expense, welfare treatment and the expenses of the family. Therefore, insurance that is suitable for Group 1 should focus on compensation after retirement, for Group 2 should focus on tax relief, saving and investment and Group 3 should focus on medical expenses and coverage at death. This research will benefit the marketing or development of insurance products to response the differences of demands. 
Author
585210085-4 Miss SIRIPORN KAYPOMMARAT [Main Author]
Economics Master's Degree

Peer Review Status มีผู้ประเมินอิสระ 
Level of Conference นานาชาติ 
Type of Proceeding Full paper 
Type of Presentation Oral 
Part of thesis true 
Presentation awarding false 
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